Why is it so hard to find the low down payment home loans you are always reading about?
Today, there are more than sixty different types of home loans, some with extremely low down payments and low monthly payment. Most real estate companies use only three to four traditional types of home loans - all with higher down payments.
Money Saving Tip:
To see for yourself, try calling any real estate company and ask how much money you need to buy an $85,000 home. They will probably tell you that unless you are a Veteran and can get a VA loan, you will need $6,000 - $8,000 to buy this type of home. This just isn't true.
Then why do they say that?
Because most real estate agents don't even know that these special government home loan programs exist! Special low-down-payment home loans are difficult to understand. On top of that, it's hard to keep informed about all the different rules and loans offered by all the different lenders. Big real estate companies have a hard time keeping their agents up to date about the many low-down-payment home loans.
Many Big Real Estate Companies Consider Home Loans an Annoyance. Some companies feel that all the regulations and paperwork involved with low-down payment home loans are too much "fuss and muss." Besides, they sell enough homes without using these special loans, so why bother? Another problem is that these special home loans come and go. They are always offered for a limited time. When the funds run out, they're gone. By the time many agents become aware of these great home loans, it's too late!
Money Saving Tip:
There are many fine home loans to help you buy a home for little or no down payment. At any give time there may be 3 or 4 special home programs for which you qualify. These loans can save you thousands of dollars of interest and give you a down payment of ZERO, or close to it.
"I was told that I earn too much money to qualify for a Special Home Loan." Many of these great home loans have income limits, but they are all different. Some "limits" are very high. For example, the income limit for one of the zero-down-payment loans we offer is $54,650. In other words, if you earn less than $54,650, you may qualify for this zero-down-payment home loan!
Money Saving Tip:
There are many different types of special loans. These loans come and go, each with different rules and requirements. You may qualify for one or more of these loans.
The "Problem" with Government Home Loans
The problem with these special home loans is that they come and go in a fairly short "window period." For example, a $600 down payment home loan program may become available in April and be out of funds by mid-June. To obtain one of these loans, you have to know about them before the funds are gone?and act fast!
Money Saving Tip:
The average real estate agent in a big company, busy with all phases of realty, often doesn't learn about these money saving home loans until it is too late!
You can know about New Home Loan Programs before most real estate agents. Here at Teamwork we make it our business to know about every special home loan program available. Before a new home loan program begins, We learn everything that we can about the loan - then we tell you. We work with every home lending institution in Western Michigan. We know the lenders with the best home loans.
Money Saving Tip:
At any given time there are usually two or three super low down payment programs available for home buyers. The loan program for which you may qualify depends on your employment, family size and income.
If you want to buy a home, the first thing we need to do is find the best loan program to fit your needs. We do this for you without cost and obligation.
We specialize in only one area:
Helping you find a great home and a Super-Low Down Payment Home Loan?
Our job is:
1. To seek out and learn about every single low down payment government and private home loan program.
2. To keep you fully informed of the home loans for which you may qualify.
3. To help find the perfect home for you.
4. To negotiate the best price and terms on your behalf.
We have helped many home buyers own their own homes for very low (or zero) down payments. We can do it for you, too.
Right now there are some excellent Home Loan Programs! Do You Qualify?
Perhaps you feel that you can't qualify to own a home. Many people never thought they could own a home until they discovered US Home and the Hotline. These folks now live on quiet streets in their own beautiful homes with family rooms, private back yards, full basements and garages - all because they picked up their phone and called me at 760-632-9390.
You can own a home too. Just pick up the phone and call me anytime. We will do anythingWe can to help you find the right home, in the right area, at the lowest interest rate and payment.
We'll Find You a Beautiful Home!
If you request information:
We will never rent, share, sell your information, period.
- NUMBER1EXPERTS™ 
