Encinitas, Carlsbad and Cardiff By The Sea real estate and homes for sale in California, beachfront properties, homes with ocean views, luxury coastal properties, ocean view homes - Christie Kramer & Associates, REALTORS® Christie Kramer & Associates REALTORS(r) for Encinitas, Carlsbad and Cardiff By The Sea, California real estate, beachfront properties, homes with ocean views - NUMBER1EXPERTS™ Christie Kramer & Associates NUMBER1EXPERTS(tm) for Encinitas, Carlsbad and Cardiff By The Sea, California real estate, beachfront properties, homes with ocean views
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Christie Kramer & Associates, REALTOR®, real estate agents and broker for Encinitas, Carlsbad and Cardiff By The Sea California home listings, property and land for sale - NUMBER1EXPERT(tm)


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Christie Kramer & Associates, REALTOR®, real estate agents and broker for Encinitas, Carlsbad and Cardiff By The Sea California home listings, property and land for sale - NUMBER1EXPERT(tm)
Christie Kramer & Associates, REALTOR®, real estate agents and broker for Encinitas, Carlsbad and Cardiff By The Sea California home listings, property and land for sale - NUMBER1EXPERT(tm)
Christie Kramer & Associates, REALTOR®, real estate agents and broker for Encinitas, Carlsbad and Cardiff By The Sea California home listings, property and land for sale - NUMBER1EXPERT(tm)


Selling The Most Important Home In The Neighborhood....Yours!
Christie & Ric's Team...Your Coastal Homes Specialist! 760-632-9302 & 760-632-9390 


Your best source for information about San Diego North County Coastal Communities...an extraordinary part of San Diego: Encinitas Real Estate, Cardiff Homes, Olivenhain Estates, Solana Beach Properties, Carlsbad Real Estate or La Costa Investments. You will love living in the beautiful towns along the Coast of San Diego. Many of these towns are known for their top-performing schools, their wide variety of amenities, their close access to the Beach; and some are near golf courses. If your goal is to buy a home in Encinitas (which includes Cardiff, Encinitas, Leucadia, and Olivenhain), Carlsbad (which includes Aviara, La Costa, Olde Carlsbad and New Carlsbad), Del Mar, Solana Beach,Rancho Santa Fe or Oceanside you have found the right spot! Gathering real estate information is going to be easy now. You will find the answers to your questions here.

Your home in North County Coastal San Diego is perhaps the most important financial and emotional real estate investment that you will make in your life. Knowing what real estate to buy, where to buy a home, how much to pay and how to go about getting the best loans & financial rates for your real estate purchase... can save you thousands of dollars. Christie & Ric are 100% committed to serving your every real estate need. Unlike other real estate salespeople,  as  professional Realtors their  business is built from referrals. Their real estate business grows only if they provide superior service and results, and you are so delighted that you are cheerfully willing to tell your family and friends about how they served your every real estate need.


When you select Christie & Ric,
you will notice a difference!


Christie Kramer-LeVander 760-632-9302
Email:  Christie@Christie4Re.com
& Ric LeVander 760-632-9390
 Email:   Richard@LeVander4RE.com
Century 21 Seacoast
900 South Hwy 101
Encinitas, CA. 92024-2933

Your Coastal Homes Specialist




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Real Estate Tips
Investment Real Estate >Retirement and the Second Home

Buying a second home as rental property makes a great centerpiece to your retirement plan. It forces you to make regular savings in the form of mortgage payments that become your equity.

You only need cash for the down payment, and you should make sure that your monthly rental payments will cover the mortgage and any additional expenses. This is a real possibility if you buy the right house at the right price because a good single-family house should always stay rented. Your investment money is subject to less income tax, and the interest and property taxes may be deductible.

Housing has appreciated in value all over the country in recent years, making a second home an important hedge against inflation. Most experts predict that interest rates for fixed-rate and adjustable mortgages should remain in single digits for the foreseeable future, so it should be easy to acquire financing with a small down payment.

Call an agent with your real estate questions. They have helped hundreds of people to sell their homes and properties--and to purchase the home of their dreams.

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Real Estate Trivia
Q 
What famous example of post-colonial architecture is modeled after the palace of the Duke of Leinster in Ireland?

A 
The White House in Washington, D.C., begun in 1792 and burned by the British in 1814, was rebuilt in 1818 and restored in 1951.
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Christie Kramer & Associates, REALTOR®, real estate agents and broker for Encinitas, Carlsbad and Cardiff By The Sea California home listings, property and land for sale - NUMBER1EXPERT(tm)

Christie Kramer-LeVander & Ric LeVander
Century 21 Seacoast

900 South Hwy 101
Encinitas, CA. 92024-2933
Phone (Ric): 760-632-9390
Phone (Christie): 760-632-9302
Email (Ric): Richard@LeVander4RE.com
Email (Christie): Christie@Christie4RE.com

We have been recognized for our outstanding client care, listening and service to our clients. Marketing a home is our passion! Our company, Century 21 Sea Coast, is the industry's leading real estate company. Christie has been recognized by Century 21 for sales achievement with the coveted Centurion Award for the last four years, putting her in the top 3% nationally! We will treat your home like it is our own, with love and care. You will be happy with your total experience!

Equal Housing GRI MLS REALTOR


Century 21 Seacoast real estate and homes for sale in Encinitas, Carlsbad and Cardiff By The Sea California

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